Our Mortgage Products
Fixed rate mortgage
A fixed rate mortgage is one where the interest rate is fixed for the duration of the loan, allowing borrowers to easily predict their mortgage payments.
Variable rate mortgage
A variable rate mortgage is one where the interest rate can vary according to market rates. This can allow borrowers to take advantage of lower interest rates, but it can also result in higher mortgage payments if rates rise.
Low down payment mortgage
A low down payment mortgage allows borrowers to purchase a home with a small down payment, usually between 5% and 10% of the purchase price of the home.
Reverse mortgage
A reverse mortgage is a loan designed for elderly homeowners who wish to convert their equity into cash without having to sell their home. The reverse mortgage is repaid when the homeowner decides to sell the house.
Second mortgage
A second mortgage is a loan that borrowers can take out in addition to their original mortgage to finance renovations, pay off debt or for other projects.
Adjustable rate mortgage
A variable rate mortgage is one where the interest rate is revised periodically according to market rates.
Interest-only mortgage
An interest-only mortgage is one where the borrower only pays back the interest on the mortgage, without paying back the capital borrowed (only with private lender and under certain conditions).